Just because we're affluent doesn't mean we're immune to the problems that are now facing the rest of the world. Already urbanites elsewhere in the world are starving, not because there isn't any food, but because they can't afford it.
Food is scarcer, because of weather problems and biofuel initiatives, and it costs more to transport it from where it's grown, to where it's processed, to where it's consumed, all of which means that by the time it hits the shelves, it's a lot more expensive than it used to be. We're already seeing that here, but we're not thinking about where it will lead. More and more people can't afford rent/mortgage, car payment, gas, and food, and so are sloughing off one thing after another. It's only a matter of time, though, before it hits you personally, and things start getting seriously uncomfortable.
Of course, if you were to ditch your car, that would solve a bunch of financial problems.
Americans think that they're safe from the crises and upheavals going on in the rest of the world, because we're so much better off. It won't last. And it'll be worse if we don't start making preparations, based on what we're seeing in the rest of the world. The average person learns from their own mistakes. The wise person learns from others' mistakes. The fool never learns. Which are you going to be?
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